As an FSRA-approved kinesiology provider, Your Rehab & Fitness can submit claims directly to your auto insurer for eligible, approved rehabilitation services, reducing out-of-pocket payment and reimbursement paperwork when coverage applies.
FSRA is the provincial regulator that oversees Ontario's auto-insurance service provider licensing. Licensed providers can submit forms and invoices through HCAI for eligible auto-insurance claims on behalf of clients injured in motor vehicle accidents.
Call, email, or book online. Mention your accident and that you'd like to use your auto-insurance benefits.
Claim number, insurer contact, and adjuster name. That's usually everything needed to open the file.
Treatment plan, OCF documentation, and progress reports go directly from the practice to your insurer on your behalf.
Once the plan is approved, you show up to sessions. Eligible billing happens in the background.
If anything on this list is missing, don't worry — bring what you have and we'll work out the rest at the assessment.
Coverage depends on your individual auto-insurance policy and current claim status. Most Ontario auto policies include some level of rehabilitation benefit under the Statutory Accident Benefits Schedule — but amounts and eligibility vary. Contact the practice directly and we'll walk through it with you.
For eligible, approved treatment under a direct-billed auto claim — no. Non-MVA services (personal training, fitness programming, non-covered assessments) are paid directly by the client.
You can still book an initial assessment. The assessment itself generates the documentation insurers often need to open or advance a claim. We'll work with what's available at the time of your visit.
Kinesiology coverage under extended health plans varies by provider and policy. Some plans cover R. Kin services; many do not. You'll receive a detailed receipt you can submit directly if your plan reimburses.
Yes. Referrals are welcomed, and documentation is shared back to the referring clinician as requested. Kinesiology often complements physiotherapy rather than replacing it.
Standard OCF forms, initial assessment reports, treatment plans, progress notes, and discharge summaries. Additional documentation is available on request.
A fifteen-minute conversation is usually enough to know whether you're eligible for direct-billed rehab, subject to insurer approval — and what to do next either way.